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Buying a home

 

Can you afford to buy a house?

Buying a property gives you and your family a place to call home. And for most Australians owning their own home is a key life goal. But owning your home can be stressful if you don't get your finances right.

What you need to know

If you want to own your own home you need to be thoroughly prepared. Buying a property is a big financial decision and there are a number of important things to consider before jumping in:

How much can you afford to borrow? A lender will assess your ability to repay the loan before lending you any money. But it's also important to make sure that your comfortable with the amount of repayments each month
What type of home loan is right for you? Home loans have different features and interest rates so it's worth taking the time to find the right home loan for you
Don't forget to budget for the additional costs of buying a home such as lender's fees, stamp duty, legal costs and inspections

Getting started

Buying a house is a big commitment, so don't rush! Take time to research where you want to buy, how much you can save for a deposit and how much you want to borrow
Find out more about the different types of home loans available so you can choose the best home loan for your circumstances

 

Did you know?

Saving a deposit is the first step to buying your home. And if you save more than 20% of total cost of the loan, you will avoid having to pay Lenders Mortgage Insurance, which can save you hundreds, if not, thousands of dollars.


Count on us

A Count adviser can help you:
Understand the financial impacts of buying a home
Put together a budget and savings plan
Understand which type of home loan is best for you

Find a Count adviser today.

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